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ارائه چارچوبی برای شناسایی و تحلیل عوامل موثر بر حاکمیت شرکتی در نظام بانکی کشور با رویکرد تحقق اقتصاد مقاومتی | ||
راهبرد مدیریت مالی | ||
مقاله 4، دوره 12، شماره 4 - شماره پیاپی 47، دی 1403، صفحه 97-120 اصل مقاله (447.68 K) | ||
نوع مقاله: مقاله پژوهشی | ||
شناسه دیجیتال (DOI): 10.22051/jfm.2024.48113.2958 | ||
نویسندگان | ||
حامد سروریان1؛ امیدعلی عادلی* 2؛ محمد حسن ملکی3 | ||
1گروه آموزشی اقتصاد، دانشکده علوم اقتصادی واداری، دانشگاه قم، قم، ایران | ||
2گروه آموزشی اقتصاد، دانشکده علوم اقتصادی و اداری، دانشگاه قم، قم، ایران | ||
3,گروه آموزشی مدیریت، دانشکده علوم اقتصادی و اداری، دانشگاه قم، قم، ایران | ||
چکیده | ||
هدف از پژوهش حاضر شناسایی و اولویتبندی عوامل موثر بر حاکمیت شرکتی در نظام بانکی کشور با رویکرد تحقق اقتصاد مقاومتی است. حاکمیت شرکتی نقش مهمی در تقویت حکمرانی خوب در بانکها و تحقق اقتصاد مقاومتی دارد. پژوهش حاضر از نظر جهتگیری، کاربردی و از حیث روششناسی، یک پژوهش آمیخته است. جامعه نظری پژوهش، متخصصین و خبرگان حاکمیت شرکتی و اقتصاد مقاومتی در شبکه بانکی است. نمونهگیری به صورت قضاوتی و بر اساس تخصص خبرگان در حوزه پژوهش انجام شده است. مصاحبه و پرسشنامه غربال و پرسشنامه اولویتسنجی، مهمترین ابزارهای گردآوری دادهها در این پژوهش هستند. در این پژوهش، از فنون کیفی (تحلیل تم) و کمی (دلفی فازی و کوکوسو) در کنار هم استفاده گردیده است. از میان 34 عامل موثر، هفت عامل اصلی از طریق تحلیل تم استخراج شده است. عوامل فرعی در گام بعد با توزیع پرسشنامههای خبرهسنجی و روش دلفی فازی غربال گردیدهاند. 11 عامل دارای عدد قطعی بالاتر از 7/0 است و برای رتبهبندی نهایی انتخاب شده است. عوامل غربال شده با روش کوکوسو مورد ارزیابی قرار گرفته است. عوامل اولویتدار عبارت است از: میزان استفاده بانکها از مشاوران و کارشناسان زبده متخصص در حوزه اقتصاد مقاومتی در مباحث مربوط به حاکمیت شرکتی، میزان توجه بانکها به شاخصهای اقتصاد مقاومتی در گزارشهای پایداری، میزان شفافیت بانکها در سیاستهای انتخاب، استخدام و ارتقاء مدیران، استفاده از فناوریهای دادهمحور مثل بلاکچین برای شفافیت قراردادها و میزان حرکت بانکها به سمت ثبات و پایداری. در انتها پیشنهادها بر اساس مهمترین عوامل توسعه یافته است. | ||
کلیدواژهها | ||
حاکمیت شرکتی؛ نظام بانکی؛ اقتصاد مقاومتی؛ تحلیل تم؛ کوکوسو | ||
عنوان مقاله [English] | ||
A Framework for Identifying and Analyzing the Factors Affecting Corporate Governance in the Country's Banking System with the Approach of Realizing Resistance Economy | ||
نویسندگان [English] | ||
Hamed Sarvarian1؛ Omid Ali Adeli2؛ Mohammad Hasan Maleki3 | ||
1Department of Economics, Faculty of Economics and Administrative Science, University of Qom, Qom, Iran | ||
2Department of Economics, Faculty of Economics and Administrative Science, University of Qom, Qom, Iran | ||
3Department of Management,, Faculty of Economics and Administrative Science, University of Qom, Qom, Iran | ||
چکیده [English] | ||
Objective:Corporate governance plays an important role in strengthening good governance in banks and realizing a resilient economy.The current research seeks to identify and prioritize factors affecting corporate governance in the banking system with the resistance economy approach. Method:The current research is a mixed study. The theoretical population of the research was experts in corporate governance and resistance economy in the banking system.Sampling was done by judgment and based on the expertise of experts.Interview and questionnaire are the most important data collection tools.In this research, qualitative and quantitative techniques were used together. Findings:At first, 34 factors affecting corporate governance in the form of seven main factors were extracted through theme analysis.The main research factors were: technological and innovative factors, legal and regulatory factors, transparency and reporting factors, structural factors, managerial factors, sustainability factors and educational-consulting factors.In the next step, sub-factors were screened by distribution of expert questionnaires and fuzzy Delphi method.11 factors had a defuzzified number higher than 0.7.The screened factors were evaluated by the Cocoso method.The priority factors were:the extent use of advisors and experts in resistance economy and corporate governance issues, the extent of banks' attention to indicators of resistance economy in sustainability reports, the extent of banks' transparency in the selection, hiring and promotion of managers, the use from data-driven technologies for transparency of contracts and the extent to which banks move towards sustainability. Results:Functional suggestions were developed based on the most important factors. Some of the most important suggestions were: the bank's use of the expert opinions of strong consultants in resistance economy and corporate governance, creating indicators in resistance economy and corporate governance and paying attention to these indicators in bank reports, using fourth generation industry technologies for the integrity of the bank and Strengthening data-driven decisions and banks' attention to sustainability indicators and sustainable financing. | ||
کلیدواژهها [English] | ||
Corporate governance, Banking system, Resistance economy, Theme analysis, Cocoso | ||
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